Excellent Port Charlotte location!! This pool home has open floor plan living. As you enter the front door, you will see the seamless flow between the living room and the wide open kitchen with breakfast bar. Enjoy the view of the sparkling pool from the dining room which has sliding glass doors leading to the caged lanai and pool area. The pool cage was rescreened in 2023. The primary bedroom has an ensuite bathroom with a walk in shower. The second bedroom is spacious and can accommodate a king size bed. The hall bathroom has an updated vanity and lighting. The inside laundry room includes the washer and dryer and leads to the one car garage. Step outside to a big back yard that will be ideal for the kids, pets, a garden and a fire pit area. An additional outside patio with easy access to the kitchen is perfect for the grill master. Wooded vacant lots on each side adds extra privacy. New roof and exterior paint in 2023. NO FLOOD ZONE! A 1 year warranty from American Home shield is included! Close to shopping, restaurants and beautiful gulf coast beaches.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,576 | $1,595 | $2,023 |
Total Monthly Payment | $1,835 | $1,854 | $2,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.