"The Cracker Camp II" is an unimproved 10 acre parcel in Charlotte County, Florida. It’s justa’ "place to get away!" This is the place to be, if you wish quiet, peaceful surroundings with folks who desire the same. Being “a cracker property” means the property is established as a recreational retreat to be enjoyed to its fullest as typical Florida natives enjoy the land and the season of the year. Located in eastern Charlotte Co in a 1, 200 acre rural acreage subdivision developed in the 1970’s-80’s, it is country living be it a daily or recreational lifestyle. The property consists of 660 feet of road front on the west side plus native oak, pine and cabbage trees. There are areas very susceptible to game and each has been left intact except for a walking or ATV trail. The neighbor to the east is a large cattle ranch and the neighbor south of SR74 consists of thousands of acres. There are no home structures nearby except for a home about a one quarter mile to the northwest. Recreation in SW Florida is often based on what the season offers. Seasonal hunting is permitted on local state game and private preserves. Opportunity waits for those who like what fishing, riding your ATV, motor bike or just walking-stalking around in the area depending upon the time of the year. Property has trails providing the opportunity to have a place to catch a wild hog or do whatever the season permits. Private marl road access…roads are maintained by owners. Elevation is at about 50 ft. There are no deed restrictions. Zoning is agriculture. This is in a vast 2 sq. mile area of scattered small farms, ranchettes & undeveloped parcels owned by out of state property owners. Limitations are prescribed by the AG zoning which permits all uses under the description including low density residential (1 home per parcel), conservation, agriculture, recreation and other uses consistent therewith. The purpose of the AG district is to provide areas for the establishment - continuation of agricultural type ops & uses…. accommodates those individuals who understand and desire to live in an agricultural environment of quiet privacy
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,800 | $156,800 | $156,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,043 | $1,070 | $1,355 |
Total Monthly Payment | $1,118 | $1,145 | $1,430 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.