Welcome to Paradise says this charming 4 Bed 2 Bath 2 Car Ranch Home. 31+ Years of Pride of Ownership abounds in this beautiful home that has been thoroughly updated in 2020. This beauty is nestled in a super quiet neighborhood on a low traffic street lined with mature landscaping and nice homes throughout the subdivision. The home is just minutes from Highway 75, The Selmon Expressway & super close to restaurants, shopping and grocery. This location makes your commute and lifestyle a breeze. Buyers will love the curb appeal once you enter the front yard and porch. Inside features an open floor plan, neutral paint and luxury vinyl planking throughout which offers both durability and simple beauty. The kitchen is open and updated with gorgeous granite counter tops, newer cabinets, a bar counter, window bench seating, an eat in kitchen, lighting, hardware and stainless appliances. The home boasts a new AC, water heater, garage door opener and a 10 year young roof. The 4 bedrooms are all nicely sized with large closets and the bathrooms are updated with the discriminate buyers in mind. The garage holds 2 large cars and is oversized on the sides, plus plenty of room in the front for a workshop area, storage and laundry units that stay. The neighborhood has a super low annual HOA $275 which covers the pond and 3 entrance signs and common ground area. There is a community park with a covered picnic area, playground, sports court and walking trail for the active lifestyle. Buyers wont want to miss this opportunity to purchase a move in ready, happy pride of ownership home in a great subdivision and location! Last but certainly not least a 1 Years Buyers Home Warranty for peace of mind. Welcome home to Paradise!
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Our Executive Mortgage Banker:
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$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $441 | $441 | $441 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,964 | $2,488 |
Total Monthly Payment | $2,432 | $2,480 | $3,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.