Step into a world of vibrant living at the Enchanting 55+ Community of Country Oaks! This delightful, maintenance-free condo invites you to embrace a lifestyle where comfort dances with charm, offering the perfect medley of relaxation and recreation. With two generously-sized bedrooms and two immaculate full baths, this home is bathed in natural light, creating a radiant and inviting atmosphere that welcomes you at every turn. Immerse yourself in the elegance of luxurious Faux wood and Plantation shutters, along with chic Zebra shades that grace your windows. The entire home showcases stunning ceramic tile and exquisite wood flooring, enhanced by a fresh coat of paint that breathes new life into every room. Spanning just over 1200 heated square feet (not including the finished Florida room(150 SF) and storage closet(32 SF), this ground level condo is a haven of space and style. Imagine yourself enjoying your morning coffee on the newly paved front patio, enveloped by tranquil surroundings. As you step through the front door, you're greeted by an amazing natural ambiance, complemented by a front storm door with a convenient pull-down screen. The kitchen is a culinary masterpiece, featuring abundant cabinet space, state-of-the-art stainless steel appliances, a tray ceiling, sleek subway tile backsplash, a modern faucet, and stylish recessed lighting. The breakfast bar serves as a delightful hub for all of your entertaining needs. Both bedrooms provide generous space, while the bathrooms have been thoughtfully refreshed to exude a sleek, contemporary elegance. The primary bedroom is your personal sanctuary, complete with an oversized walk-in closet and elegant French bi-fold doors that open to the finished Florida room—your very own oasis of tranquility. The HOA fee encompasses an impressive array of amenities, including cable, water, sewer, trash, lawn care, exterior maintenance (including roof), access to the invigorating pool, pest control, lake and courtyard maintenance, landscaping, mailboxes, cable, and a dedicated manager—ensuring a lifestyle that is not only convenient but truly carefree. Perfectly situated near a plethora of entertainment options, dining, shopping, stunning beaches, and major highways, this home serves as your gateway to all that Country Oaks has!! Come and discover the vibrant lifestyle awaiting you in this remarkable community, where every day feels like an endless vacation! **Monthly HOA fee is $555/month and annual fee is $130** No damage during Helene or Milton! Not in flood zone!! Roof-2011, AC-2018, Electrical Panel- 3 years old**
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,720 | $140,720 | $140,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $29 | $29 | $29 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $936 | $960 | $1,216 |
Total Monthly Payment | $1,040 | $1,064 | $1,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.