Welcome to this beautiful 1-bedroom, 1-bathroom condo located in the desirable Lake Overlook community of St. Petersburg. Situated on the 2nd floor, this well-maintained unit offers a peaceful retreat with convenient access to St. Pete's nightlife, dining, shopping and beaches. This second floor unit was completely untouched by the two storms last year and is sure to benefit from the complete renovation of all first floor units which is ongoing. The unit has been freshly painted throughout, providing a clean and inviting atmosphere . . . the light, bright and ample natural light all enhance the spacious feel and the combined living and dining area is perfect for entertaining or relaxing . . . added benefits are an in-unit washer/dryer for ultimate convenience, a screened in patio for those morning coffees and a separate storage unit down the corridor.
The well equipped kitchen , recently updated bathroom and primary bedroom with built in closets complete this must see home.
The well-kept community has a refreshing pool, a gym, a clubhouse with billiards and ping pong, a tranquil pond with a fishing dock, barbecue grills, scenic walking paths for your dog walks and plenty of open green space . . . This charming condo offers the perfect balance of comfort and convenience. Whether you’re a first-time home buyer, a professional, or someone looking for a low-maintenance getaway, this unit is an excellent choice and will not disappoint.
Don’t miss out—schedule a showing today!
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$179,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,200 | $143,200 | $143,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $10 | $10 | $10 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $953 | $977 | $1,238 |
Total Monthly Payment | $1,038 | $1,062 | $1,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.