Print Brochure ›

38 Thayer St, Deerfield (South Deerfield), MA, 01373 | $349,900

Discover the charm of this affordable country farmhouse, perfectly situated in town and offering the convenient option of first-floor living. Enter through the inviting three-season porch into a cozy, sun-filled living room. To the right, the updated kitchen shines with its mudroom entry, pantry and quartz counters, while the remodeled bath features integrated laundry for added ease. A spacious primary bedroom is tucked to the left of the living room, and upstairs, you'll find two additional bedrooms. Lovely hardwood floors grace most rooms, adding warmth and character. Outside, the level yard invites play and relaxation with a treehouse and a partially fenced stone patio. A larger outbuilding houses a heated bonus room and unheated workshop, while a smaller shed provides ample storage. With updates including a newer roof ('19), replacement windows ('21), fully upgraded 200 AMP electrical ('23), lined chimney, and modern appliances, this home is ready to impress the discerning buyer!

Features

  • Town: Deerfield
  • Amenities: Shopping, Walk/Jog Trails, Highway Access, House of Worship, Private School, Public School
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: First Floor, Electric Dryer Hookup, Washer Hookup
  • Style: Farmhouse
  • Year Built: 1890
  • Heating: Electric Baseboard, Hot Water, Oil
  • Cooling: Other
  • Basement: Partial, Crawl Space, Interior Entry, Bulkhead, Dirt Floor
  • Approx Sq. Feet: 1,267
  • Acreage: 0.25
  • Est. Taxes: $4,069
  • Lot Desc: Level
  • Appliances: Electric Water Heater, Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
  • MLS#: 73325035
  • Buyer Broker Compensation: 2.00%
  • Website: https://www.raveis.com
    /raveis/73325035/38thayerst_deerfield_ma?source=qrflyer
The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.

Room Information

Type DescriptionLevel
Bedroom 2 Closet, Flooring - HardwoodSecond
Bedroom 3 Flooring - HardwoodSecond
Kitchen Flooring - Vinyl, Pantry, Countertops - Upgraded, Cabinets - Upgraded, Country KitchenFirst
Living Room Flooring - HardwoodFirst
Master Bedroom Closet, Flooring - HardwoodFirst

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Shaun McLean, Esq.Broker Associate

413.426.8530

Shaun.McLean@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

John Carlos MachadoVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2064879

860.604.0905

JohnCarlos.Machado@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Justin SchunkInsurance Sales Director, William Raveis Insurance

860.966.4966

Justin.Schunk@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

38 Thayer St, Deerfield (South Deerfield), MA, 01373

$349,900

Shaun McLean, Esq.

Broker Associate

William Raveis Real Estate

Phone: 413.426.8530

Shaun.McLean@raveis.com

John Carlos Machado

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.604.0905

JohnCarlos.Machado@raveis.com

NMLS Mortgage Loan Originator ID 2064879

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
 15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.250% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.386% 6.623%
Monthly Tax Payment $339 $339 $339
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,862 $1,910 $2,419
Total Monthly Payment $2,276 $2,324 $2,833

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.

Equal Housing Lender

William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630