Beautifully appointed move-in ready one-story villa located in the highly sought-after East Lake Woodlands community. The Pinewinds neighborhood is a hidden gem in a wooded setting which affords a community pool and maintenance free living! Tucked away at the end of a cul-de-sac, this 2-bedroom, 2 bathroom villa epitomizes Florida living! There is an attached 1 car garage and driveway for ease of parking, a private enclosed front patio next to a sliding door in the living room. Stepping indoors feels very spacious and inviting! Features include soaring vaulted ceilings, easy to care for luxury vinyl plank floors that flow throughout the living spaces, large open floorplan living, dining, and built-in desk nook with a skylight, lovely kitchen boasting solid wood cabinets with soft close drawers, gleaming stainless-steel appliances, granite counters and plenty of storage including a pantry with pull out drawers and space saving corner cabinet features. The split floorplan has the bedrooms on opposite sides of the villa, with a surprisingly spacious primary bedroom suite with a walk-in closet featuring built-in storage and second closet, currently used as an office, plus elegant en-suite bathroom with wood cabinets, granite counters and walk-in shower. The second bedroom also features a walk-in closet, large wall closet and new ceiling fan. The guest bathroom is accented with beautiful marble atop wood vanity and desirable bath and tub combination that has been updated. Lots of windows and sliders, plus the skylight, keep the home sunny and bright! Sliders from the dining room, primary bedroom and kitchen all lead to the party-size screen enclosed, partially covered lanai with a wooded view and tons of privacy for hours of relaxation or entertainment. Additional updates include: new garage door 2022, fresh interior paint 2023, water heater 2023, lanai rescreened 2023, custom blinds in primary and living room, anti-allergen treatments to HVAC system 2023, new microwave and range with convection oven 2024. The HOA fees include community pool; twice-weekly trash collection; weekly recycling collection; Spectrum cable; roof and gutter maintenance and replacement; and all other exterior maintenance including painting, pest control, irrigation, and lawn maintenance, irrigation, subterranean termite control, property management; security gates; roving security, private road maintenance, streetlights, tree trimming and drainage. Amenities available for an extra fee are the Ardea Country Club, two 18-hole golf courses, swimming pools, tennis, and pickleball courts. Room sizes are approximate. Furniture available for sale separately.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $396 | $396 | $396 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,804 | $1,850 | $2,344 |
Total Monthly Payment | $2,275 | $2,321 | $2,815 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.