This lovely, move-In ready 2-bedroom, 2-bathroom, 2 car garage split-plan home with cathedral ceilings is perfect for the first-time homebuyer. Located high & dry, no flood insurance required! The home is situated in a great quiet neighborhood and is light and bright. This home offers an open floorplan, the space flows effortlessly from the moment you walk into the great room. The kitchen features wood cabinets, granite countertops, stainless-steel appliances and a large breakfast bar. Right off the kitchen is the quaint breakfast nook. The primary bedroom is very spacious in size and can easily accommodate a king-size bed and features sliders leading out to the large screen enclosed lanai. The primary bath features his & her sinks and walk-in shower. The guest bedroom is very gracious in size and is serviced by the guest bath. Inside laundry room for convenience. The large screened-in lanai offers the perfect outdoor area to entertain family and guests! The lanai overlooks the huge fenced in backyard with plenty of room for a pool. Roof was replaced in 2022. Convenient access to Suncoast Parkway for easy and fast access to all the Tampa Bay area! Close to schools, grocery shopping, park, stores, and restaurants. This is a must see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,752 | $1,774 | $2,247 |
Total Monthly Payment | $2,054 | $2,076 | $2,549 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.