One or more photo(s) has been virtually staged. Located in Falcon Ridge - Homes RARELY come up for sale in this HIGHLY sought after Palm Harbor neighborhood! This large BLOCK home has a wonderful open floor plan, with 3 bedrooms, 2 bathrooms, plus A FLEX SPACE (great for an office/study, playroom, game room, craft room), INSIDE laundry room, and a 2-car garage wired for an electric car charger! NEW ROOF 2024, NEW AC 2021, NEW WATER HEATER 2022, NEW EXTERIOR PAINT. In addition, this lovely home is approximately 60 Feet Above Sea Level in a NON-EVACUATION ZONE and NO FLOOD ZONE! As soon as you enter the home, you can't help but notice the wide-open floor plan with beautiful NEW WATERPROOF LUXURY VINYL FLOORING that flows throughout, fresh interior paint, HIGH CEILINGS, solar tube skylight, and the amazing kitchen! The kitchen is perfect for a chef and for those wanting to host or be close to the family while preparing meals! The kitchen features new granite countertops with breakfast bar, a reverse osmosis water system, new sink and fixture, and stainless-steel appliances. A SPLIT FLOORPLAN is ideal with 2 bedrooms on one side of the home sharing the bathroom with a tub and shower head. And the owner’s suite on the other side with a very large WALK-IN closet and private bath featuring a vanity with DUAL SINKS, and step in shower. Head towards the back of the home and into the oversized FLEX SPACE room that overlooks the spacious and private backyard with no rear neighbors! Enjoy grilling or playing some outdoor games while you enjoy the stunning Florida sunset colors that paint the sky! FALCON RIDGE is in a fantastic neighborhood with a super low HOA fee ($240. 00 Annually) and is in an EXCELLENT SCHOOL DISTRICT. Great location! Close to our beautiful Beaches, Honeymoon Island, Downtown Palm Harbor and not too far from Dunedin, Schools, Shopping, Library, Restaurants, Pinellas Trail, Medical Facilities, Tampa and Clearwater/St Pete airports, and Innisbrook Golf & Spa Resort. Hurry and schedule your private showing today before this one is gone! Come and see what a wonderful place this would be to call home!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,920 | $455,920 | $455,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $173 | $173 | $173 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,033 | $3,110 | $3,940 |
Total Monthly Payment | $3,298 | $3,375 | $4,205 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.