ORTEGA POOL HOME! 3 bed 2 bath, 2 car garage pool home on a spacious half acre lot in Ortega. The expansive backyard features a gorgeous pool and deck, perfect for entertaining and extra parking. Freshly updated with designer interior and exterior paint, the large newly stained front deck is ideal for your peaceful outdoor enjoyment. The chef's dream kitchen offers commercial-grade appliances, a gas stove, ample counter space, and abundant cabinetry. The large glass enclosed extra room adds versatile space for a game room or storage. New LVP flooring flows throughout, complemented by plush carpet in the bedrooms. Both bathrooms shine with new vanities, designer tile, and upscale lighting. The living room impresses with exposed beams, custom framework, and a striking fireplace. The two backyard sheds provide extra storage for your tools, toys and more. Located just 10 minutes from the St. Johns River and Naval Air Station, this serene home offers privacy with convenient city access.
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Our Executive Mortgage Banker:
Our Insurance Division:
$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $20 | $20 | $20 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,842 | $1,888 | $2,395 |
Total Monthly Payment | $1,937 | $1,983 | $2,490 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.