This home has 2-bedrooms, 2-bathrooms, 1, 129 square feet and a one-car garage, within the 55+ community of Mainlands of Tamarac by the Gulf. The driveway has been extended and can accommodate two off-street parked vehicles. Enjoy the view of an open field with trees in the background, all on a peaceful dead-end street. With double-paned, low-E impact windows throughout you will save considerably your energy costs. You will notice newer vinyl plank flooring that flows throughout the entire home. The updated kitchen has beautiful granite countertops and modern upper cabinets. The primary bedroom offers a private bath with a fully renovated step-in shower, while the guest bath has also been upgraded to feature a convenient step-in shower. Both bathrooms were tastefully remodeled in 2021, ensuring a more modern feel. The family room has crown molding with a door that opens to a covered and screened patio, ideal for hosting gatherings with friends and family. Recent updates include a new A/C unit installed in 2022, a water heater replaced in 2020, and a roof completed in 2021, featuring the third nail for additional savings on homeowners insurance. Mainlands Unit 4 has a clubhouse with a heated pool, a library, and a variety of social activities such as dances, card games, and shuffleboard. This golf cart-friendly community is conveniently located just minutes from the Mainlands Public Golf Course, Mayor Park, airports, and downtown St. Petersburg. The seller is currently in the process of packing, so appointments are necessary for viewings. Don’t miss out on this opportunity—call today to schedule your private showing!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,600 | $239,600 | $239,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $225 | $225 | $225 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,614 | $1,634 | $2,071 |
Total Monthly Payment | $1,914 | $1,934 | $2,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.