4574 OAK MOSS Loop, Middleburg, FL, 32068 | $350,000

Welcome to your dream home! This stunning 5-bedroom, 2-bath residence, built in 2020, perfectly blends modern elegance with family-friendly functionality. Nestled in a vibrant community with exceptional amenities, this home offers a spacious and inviting living experience.

As you step inside, you'll be greeted by an open, light-filled floor plan featuring soft-close cabinets in the gourmet kitchen, complete with a double oven and a generous walk-in pantry. The separate laundry room adds convenience to your daily routine. The heart of the home is the custom-built TV wall with an electric fireplace and a chic mantle that includes a hidden bench—ideal for cozy gatherings or relaxing evenings.

Outside, the expansive, fenced-in backyard is a blank canvas awaiting your vision. With ample space to accommodate a pool, it's perfect for entertaining or enjoying quiet outdoor moments.

Additional highlights include three garage spaces, offering ample room for vehicles and storage. The community itself is rich with amenities: a clubhouse, fitness center, community pool with a slide, splash pad, playground, and courts for basketball and pickleball. Plus, with two elementary schools just a short walk away, this home is ideally situated for families. Don't miss the opportunity to own this exceptional property in a thriving neighborhood. Schedule your tour today and experience all that this home has to offer!

Features

  • Bedrooms: 5
  • Baths: 2 full
  • Year Built: 2020
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,859
  • Acreage: 0.21
  • Est. Taxes: $5,643
  • HOA Fee: $85 Annually
  • Appliances: Dishwasher, Double Oven, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
  • MLS#: 2064127
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/2064127/4574oakmossloop_middleburg_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of Herron Real Estate LLC

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4574 OAK MOSS Loop, Middleburg, FL, 32068

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.990% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.153% 7.146% 6.160%
Monthly Tax Payment $470 $470 $470
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,816 $1,861 $2,344
Total Monthly Payment $2,361 $2,406 $2,889

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.