Your new home is located in The Oaks, a beautiful, sought after wooded community in the middle of West Bradenton. Put this home on your list - this Four Bedroom, Three Bath, 2500+ square foot home will check all of your boxes starting at the entry it flows into the large Living & Dining rooms that meander into the over-sized kitchen with a HUGE island and an abundance of counter space that will bring out your inner Chef. The kitchen is open to the Family room and sitting room. This home just keeps giving with not one, but two Owner Suites, one could easily be for your guests, in-laws or the young student wanting privacy, the third and fourth bedrooms share the conveniently located third bath, the enclosed L-shaped Florida room that opens onto the paver patio for sunbathing, grilling and enjoying the Florida sunshine with views of the over-sized backyard that offers privacy and entertaining areas. This property has a long-lasting metal roof, Hurricane shutters, electric Hurricane screen/shades, Hurricane glass sliding doors, Hurricane storm door, and even a Hurricane garage door, water softener, water heater in 2017, HVAC with the OxyQuantum LED System to help reduce harmful bacteria, toxic gases, odors and viruses, a security system that includes cctv cameras with motion sensor lights and monitor. The exterior of this home was upgraded with Hardie Board siding and freshly painted in 2023. **Don't forget there are Beaches, Restaurants, Grocery Stores, Schools, Parks, Theater, Shopping, the Airport, Doctor's, a Hospital, and just about anything else within a few miles. The Oaks is a Land Condominium with a community pool, spa & gazebo. The maintenance fee includes irrigation, basic cable, internet, escrow reserves, maintenance of pool/spa, ponds, and yard care. All owners insure and maintain their own home (structure & interior).
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Our Executive Mortgage Banker:
Our Insurance Division:
$512,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $410,000 | $410,000 | $410,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,762 | $2,797 | $3,543 |
Total Monthly Payment | $3,098 | $3,133 | $3,879 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.