Seller life changes have created a dynamic opportunity for buyers! Spacious home custom home on large golf course lot (room for a pool!) that overlooks scenic pond (no flood insurance required) on the 5th tee of Cypress Golf Course. The large kitchen has plenty of room for an island and has newer Samsung stainless appliances, GRANITE countertops, glass tile backsplash, extensive wood cabinetry, including a large pantry with pull out shelving, and room for an eat-in farmhouse table or island. Living room has wood burning fireplace and rustic wood accents, large formal dining area. Primary suite with a gas fireplace, custom closet and dressing room, ensuite bath with snail shower and heated towel rack, radiant heat flooring, double vanity in GRANITE, an additional laundry room with washer/dryer hookup - or make it another closet! Garage has room for at least 2 cars, large workshop bump-out and another washer/dryer hookup, laundry area, TRANE HVAC unit (2015) newer Roof (2014) and pull-down stairs to attic. Every window has hurricane shutters. Original blueprints available for viewing in the bedroom staged as an office. Enjoy easy 1 hour access to Tampa via Veterans Expway or to the Homosassa, Chassahowitzka or Crystal Rivers! This home was custom designed by original project engineer for Sugarmill Woods and is one of a kind! Vacant and ready for quick close.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,600 | $271,600 | $271,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $355 | $355 | $355 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,830 | $1,853 | $2,347 |
Total Monthly Payment | $2,260 | $2,283 | $2,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.