This is it. This is the one. Brick beauty on an oversized lot (. 36 acres) and on a dead-end street. Nice curb appeal and an extended driveway and parking pad for those who have muti vehicles, Rv, boats. 980 East Pennsylvania offers 3 bedrooms, 2 baths and a solar heated swimming pool. The interior is nice and bright and just about every room has a view of the beautiful backyard that is fully fenced. The kitchen has newly painted cabinets, plenty of storage, quartz countertops, a prep island, and the stainless-steel appliances stay. There is an eat in area in the kitchen with a lovely bay window which the chef of the home will appreciate. The primary bedroom is huge and the primary bath has a large soaking tub and a separate shower. The screen house encompasses a summer kitchen with sun sail for added shade, the in-ground swimming pool, above ground hot tub, and a sand Zen Garden making for a great area to entertain. Plenty of back yard to go around. There is also a storage shed and it stays. Indoor laundry room and the stackable washer and dryer convey. The garage has been converted to a flex space. So, if you need a playroom, 4th bedroom, media room, game room, this area is perfect for that. It has epoxy floors and a mini spilt a/c allowing for endless possibilities. Added bonus, there is a wood burning fireplace in the living room, an external generator hook up and the exterior of the home is outfitted with security cameras. The A/C is 2018 and under a maintenance agreement. Air ducts recently cleaned. Extra insulation in the attic. Water heater is 7 years old and is also solar powered. City water and sewer so no need to worry about a drain field needing to be replaced. Current termite Bond. These sellers have thought of everything. 5-minute drive to downtown Deland and Stetson University. 30-minute drive to the beaches. Zoned for Deland High School. Go Bulldogs!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $163 | $163 | $163 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,475 | $2,538 | $3,215 |
Total Monthly Payment | $2,713 | $2,776 | $3,453 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.