Highly efficient Jemison floorplan now available with owner upgrades of a built in electric fireplace in the living area, beautiful decorative wood trimmed accent walls in the bedrooms, custom shelving in the pantry, and an expanded lot due to it being a corner lot. All the things you will not get in a new construction home but the price is the same!! In addition this home has an open kitchen to the dining room and living room areas. The kitchen has a walk in pantry, the shelving has already been installed, plenty of storage and stainless steel appliances. The island offers you plenty of prep space and eat in space inside the kitchen. This home offers 3 spacious bedrooms. The master overlooks the back yard has a beautiful accent wall with custom wood trim and offers an ensuite bathroom and a large walk in closet. The bathroom has a large vanity with two sinks, linen closet and a tub shower combo along with a private water closet. The second bedroom also has custom wood trim accents and closet organizer. The third bedroom is spacious and offers great closet space with a bathroom shared with guest in the hallway. The covered lanai makes it feel like you have no neighbors as it is a corner lot and you have an expansive view but no neighbors to see from your lanai! Your pets or kids or family friends will enjoy the extra lawn space that you capture to use as corner lot! Home offers a two car garage. Home is concrete block construction and includes smart home technology. Located just minutes from downtown Deland's Historic Garden District and Stetson University. You have easy access to many restaurants, museums, parks, churches and entertainment. The community offers a playground and walking trails for a daily exercise stroll!!
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Our Executive Mortgage Banker:
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$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $428 | $428 | $428 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,801 | $2,282 |
Total Monthly Payment | $2,259 | $2,304 | $2,785 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.