Classic 1941 center hall colonial located in the quaint Historic District area of Black Rock just steps to the Harbor And Seabright Beach. The home is move in condition, the interior has just been painted and the hardwood floors refinished. The home has a front to back living room with fireplace and access to the screened porch, a formal dining room with a built in china cabinet, an eat in kitchen and three nice sized bedrooms. This well built home has central air, a walk up third level for possible expansion, new sidewalks and walkway and is ideally set on a level . 21 acre lot which provides water views of Black Rock Harbor. Enjoy the Black Rock lifestyle strolling, running and biking around St. Mary's, take advantage of all the great community events, waterfront social and boating clubs, inviting restaurants and coffee houses. Commuter access is easy with train stations and I-95 nearby.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | Built-In Hutch,Hardwood Floor | Main |
Kitchen | Main | |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Walk-In Closet,Hardwood Floor | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $916 | $916 | $916 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,725 | $3,820 | $4,839 |
Total Monthly Payment | $4,733 | $4,828 | $5,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.