Under Construction. Welcome to this beautiful 4-bedroom, 3-bathroom townhome located at 5100 Rain Shadow Drive in St. Cloud, FL. This charming townhome boasts 1, 769 square feet of living space spread across 2 stories. As you step into the spacious interior, you're greeted by a bright and welcoming atmosphere that is perfect for creating new memories with your loved ones. The main floor features an open-concept layout, seamlessly connecting the living area, dining space, and kitchen. The kitchen is a chef's dream, equipped with sleek countertops, energy-efficient appliances, and ample storage space for all your culinary needs. Upstairs, you'll find the well-appointed bedrooms and bathrooms. Located upstairs off the loft, the owner's bedroom is a peaceful retreat with an en-suite bathroom, providing a private oasis to unwind after a long day. Outside, the townhome features a charming outdoor space where you can relax and enjoy the fresh air. Whether you're sipping your morning coffee on the patio or hosting a weekend barbecue with friends, this outdoor area is perfect for creating memorable moments. Located in a vibrant community in St. Cloud, FL, this home offers convenience and accessibility to a variety of amenities, including shopping centers, restaurants, parks, and schools. With easy access to major roadways, commuting to nearby areas is a breeze, making this townhome an ideal choice for those seeking both comfort and convenience. Don't miss the opportunity to make this townhome your new home sweet home. Schedule a showing today and experience the beauty and charm of 5100 Rain Shadow Drive for yourself. Welcome home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,410
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,528 | $319,528 | $319,528 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $156 | $156 | $156 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,153 | $2,180 | $2,762 |
Total Monthly Payment | $2,384 | $2,411 | $2,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.