This beautifully updated and landscaped END UNIT Birmingham model offers 2 BR, 2 Baths and a fully enclosed Lani with heat and air flooded with natural light. The real charm of this property is the paved stone patio that invites you to relax under shady Oak Trees. Inside you will find a spacious kitchen (perfect for the gourmand and entertaining) that boasts ample soft-close wood cabinetry, generous granite tops, designer backsplash and stainless steel/glass appliances. Wet areas of the home are tiled, while the formal living room and bedrooms are graced with wood parquet floors. Both the primary bedroom en-suite bath and the guest bath are thoughtfully updated with step-in tiled showers outfitted with glass doors, extra towel bars and grab bars. The garage is extra deep and features cabinetry with lots of counter space, plus space for tools and storage. Additional upgrades include thermal pane windows throughout, crown moldings, chair rails, ceiling fans, energy efficient on demand hot water heater, whole house water softener, 200 AMP electrical panel, attic storage accessed from easy pulldown stairs in garage, double size laundry sink in laundry area, electricity pre-wired in the patio's paved stone accent planter for landscape lighting, and remote-controlled Biobidet BB-2000 luxury toilet bidets in both baths that include heated seats, warm water and more. A premier 55+ community, On Top of the World offers gated security and numerous active lifestyle amenities such as golf, fitness centers, pools, clubs, dog park and community events. Quick access (by golf cart, if you wish) to two commerce centers for shopping, dining, financial and medical services. Come enjoy all the benefits of indoor/outdoor easy living in this lovely Florida home!
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Our Executive Mortgage Banker:
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$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $96 | $96 | $96 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,038 | $1,064 | $1,348 |
Total Monthly Payment | $1,209 | $1,235 | $1,519 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.