The Flagler Beach waterfront/beachside lifestyle awaits you in this magnificent waterfront home. Nearly every room in this home provides a water view of Mirror Lake and the Intracoastal Waterway. Take a dip in the salt-water pool, relax in the heated spa, or lounge on the paver tiered terrace leading to your boat house on the water. Explore the beauty of the Intracoastal Waterway effortlessly with the electric boat lift. Great fishing with manatee visits are at your back door. The wonderful beach is just a few flip flop steps away. The residence offers over 4200 square feet of air-conditioned space and a total of 5300 sq. ft of living space. The home is 5 bedrooms and 4 and one-half baths with a unique lovely split plan designed to offer ultimate privacy for family and guests. The home offers great opportunities for multi-generational living. The open floor plan with cathedral ceilings and abundant windows fill the space with light. The living space, featuring a lovely gas fireplace, is open to kitchen and dining. The kitchen is a home chef’s dream, with granite countertops, a large island for informal dining and a Hallman dual-fuel gas range imported from Italy. The dining area overlooks the beautiful pool with waterfront views beyond through wall-to-wall sliders. The ground floor features a private suite complete with kitchen, luxurious bath, a laundry room and a large walk-in closet, with a separate entrance to the pool deck. The upper west wing of this home is currently used as an office and sitting room with an electric fireplace and features a full bath. This area could be furnished as a bedroom suite if desired. The upper east wing contains another private suite with a balcony overlooking the pool, a luxurious bath with a walk-in rain shower and walk-in closet. 2 additional bedrooms, a shared full bath and a laundry room complete this wing. The outdoor space is landscaped with native plants, paver sidewalks and terraces. Updates include a brand-new roof in 2025, 2 new AC units in 2023, pool cage rescreened in 2023 to withstand 110-mile per hour winds, updated pool and spa equipment, a floating dock for paddleboards and kayak, new shed, new water heater, water softener and whole house filter, updated landscaping and more. This home offers understated, coastal luxury in Flagler Beach, a peaceful community surrounded by endless recreational opportunities, ideally situated midway between historic Saint Augustine and world-famous Daytona Beach. The shortest distance to I-95 in Florida just 3 short miles away.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,352,000 | $1,352,000 | $1,352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.750% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.239% | 6.849% | 7.037% |
Monthly Tax Payment | $1,546 | $1,546 | $1,546 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,109 | $8,769 | $12,058 |
Total Monthly Payment | $10,780 | $10,440 | $13,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.