Own your own land, very low HOA fee of 60 dollars a month with amazing community events and pool, shuffle boards, pool table and more. Snow Birds are welcomed. VERY Spacious and absolutely lovely well-maintained 2+ bed/2 bath PLUS many other room areas in this top quality Homes of Merit. This well cared for home has room for everyone and everything! At 1560 sf under air plus a 310 sf Florida Room, Carport, garage, extra storage room and extra rear glassed in storage/workshop area, this home has features that very few have. The garage features a very large sit-down separate shower; the Florida/Sewing room with A/C features a wall of built-ins, the huge Master features 2 large closets, MBR features dual vanities, the dining area features a lovely built-in wet bar. The kitchen boasts a walk-in pantry, an island with built-in pull-out storage, updated vinyl flooring. Living & Family room includes new wood flooring in 2012. Engineered top grade tiedowns and installation performed a few years ago. There is a separate area for Laundry and storage nooks everywhere. New roof 2014. New High Efficiency A/C in 2019, plus all new ducting. This is a wonderful 55+ community
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $133,200 | $133,200 | $133,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $897 | $909 | $1,151 |
Total Monthly Payment | $1,071 | $1,083 | $1,325 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.