Just completed this 2025 new year, a beautifully renovated 2-bedroom, 2-bathroom and one car garage with 1, 388 sq. ft home in the desirable, 55+ community of Mainlands of Tamarac by the Gulf. As you walk up to the front door you will notice a clear view of an open field with trees in the background, all on a peaceful dead-end street. Entering the home you will see new vinyl plank flooring that flows throughout the entire home. All the rooms have updated lighting fixtures with dimmers and new remote-control fans. The living room has a open concept floor plan for the dining area, kitchen, and family room. Plus, this home has a bonus room off the family room that could be used for an office or craft room. The family room also opens to a screened, Florida room for entertaining family and friends. The updated kitchen boasts beautiful granite countertops, soft close cabinets, all new stainless-steel appliances, and a door to an air-conditioned laundry room. The primary bedroom is a large room with a walk-in closet and its own private bathroom. The primary bath has been elegantly updated with new vanity, fixtures, lights, and a step-in shower. The guest bedroom has a walk-in closet and just down the is the tastefully, updated guest bathroom. In the hallway across from the guest bathroom is an additional walk-in closet for storage. This property has impact windows, motorized shutters for the screened Florida room, and the foundation has been sealed for peace of mind. Residents of Mainlands Unit 4 enjoy access to a clubhouse with a heated pool, a library, and a variety of social activities such as dances, card games, and shuffleboard. This golf cart-friendly community is conveniently located just minutes from the Mainlands Public Golf Course, Mayor Park, airports, and downtown St. Petersburg. This piece of paradise in the sun is just waiting for you. Hurry and schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,600 | $287,600 | $287,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $64 | $64 | $64 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,913 | $1,962 | $2,486 |
Total Monthly Payment | $2,052 | $2,101 | $2,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.