Welcome to Your Gulfport Cottage Oasis! Nestled in the heart of Gulfport, this charming 2-bedroom, 1-bathroom cottage offers the perfect blend of character, modern upgrades, and prime location. Remodeled in 2017, this home has been well maintained and boasts no known mechanical issues—a true turnkey opportunity for new owners. Key Features • Peace of Mind: This property has experienced no hurricane damage and is located outside of flood zones, meaning no flood insurance required. • Spacious Outdoor Living: Enjoy a large backyard, ideal for gardening, entertaining, or simply soaking in the Florida sunshine. • Investment Potential: Whether you’re looking for a personal retreat or a rental property, this cottage offers an incredible opportunity for both short-term and long-term rental income. Location, Location, Location Situated just minutes from Gulfport’s vibrant downtown, you’ll love the convenience of strolling to eclectic shops, art galleries, waterfront parks, and the bustling Gulfport Market. Gulfport’s artistic community, friendly vibe, and regular events like the Art Walk make this a destination unlike any other in Florida. Whether you’re sipping coffee on the porch, biking to the nearby marina, or enjoying the laid-back lifestyle Gulfport is famous for, this home is ready to make memories. We’re looking to go under contract by the end of the month, so act fast!
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Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $417 | $417 | $417 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,101 | $2,662 |
Total Monthly Payment | $2,541 | $2,593 | $3,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.