Come see this gem in Shingle Creek Reserves at The Oaks! Located in a beautiful golf course, this amazing 3 Bedroom, 3 Full Bathroom home with additional family room or den is a dream come true. You have a full bathroom located on the 1st floor for easy accessibility for guests. The primary bedroom is located downstairs, and its bathroom has a separate shower tub with two separate sinks and a huge, upgraded walk in closet. The kitchen is so spacious and open with a large island that overlooks the living and dining room areas. The expresso cabinets, stainless steel appliances, granite countertops and tiled backsplash scream elegance and style for the chefs out there! Also has recessed lighting and a large pantry for food storage. A patio is also there to relax outdoors. HOA maintains your lawn, so you don't have to worry about mowing the grass and getting sweaty. The community also has amenities to enjoy such as tennis courts, parks, basketball courts, a playground, and a waterfront dock with community boat ramp overlooking Shingle Creek, so if you want to do a little cruising or fishing, go right ahead. All of your family's needs will be met here. Not to mention delicious restaurants, major fast-food franchises, retail shopping centers, and medical facilities are just a few minutes away. Did I forget to tell you we accept your family pets too?! Schedule a tour today and come see your next home before it's gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,550
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,040 | $2,040 | $2,040 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $14 | $14 | $18 |
Total Monthly Payment | $89 | $89 | $93 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.