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3883 Darston STREET, Palm Harbor, FL, 34685 | $434,900
Welcome to your new piece of paradise in the gated community of Salem Square within the highly sought-after Ridgemoor neighborhood! This charming villa offers the perfect blend of location, value, and style, allowing you to enjoy a low-maintenance lifestyle without sacrificing on luxury. Step inside this 2 bed, 2 bath villa and discover an additional bonus room that can be used as a third bedroom, office, or den. Soaring vaulted ceilings create a sense of space and light, while the split and open floor plan offers versatility and convenience. The master suite is it’s own oasis with vaulted ceilings, private lanai access, a gracious en-suite offering both a walk-in shower & garden tub, and a massive walk-in closet with custom cabinetry. Enjoy entertaining in the grand living/dining room combo, offering the perfect space for gatherings with friends and family. The kitchen is centrally located in the heart of the home, featuring a large island, pantry, and eat-in kitchen space, making it ideal for both everyday living and entertaining. Relax and unwind on the peaceful screened lanai year-round, taking in the lush landscaping and serene pond views. High & dry in a non-flood zone with zero storm damage and no insurance worries - this home just passed a 4-point inspection for your review and transferrable to buyer. BRAND new hot water heater, this home is turn-key. In addition to your own private retreat, you’ll have access to a range of community amenities, including walking trails, tennis courts, a heated saltwater pool, and a playground. Whether you prefer to stay active or simply relax by the pool, there’s something for everyone in this vibrant community. Conveniently located close to shopping, restaurants, and highly rated schools, this villa offers the perfect blend of location and value. The very reasonable HOA fee covers bulk TV & internet, trash pick-up, lawn service, irrigation, and roof repair! This home all ages and perfect for everyone – growing families or the perfect vacation home to enjoy during those cold Northern months. The Florida lifestyle begins with a great place to live, and this villa has all the essentials for comfortable living. Don’t miss out on this incredible opportunity – now is the time to start living the life you’ve always dreamed of here in Salem Square!
Features
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Style: Florida, Traditional
- Year Built: 1994
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,659
- Acreage: 0.1
- Est. Taxes: $2,373
- HOA Fee: $313 Monthly
- Lot Desc: Landscaped, Level, Sidewalk
- View: Water
- Elem. School: Cypress Woods Elementary-PN
- Middle School: Carwise Middle-PN
- High School: East Lake High-PN
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8336692
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8336692/3883darstonstreet_palmharbor_fl?source=qrflyer
Listing courtesy of COLDWELL BANKER REALTY Phone: 727-781-3700
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3883 Darston STREET, Palm Harbor, FL, 34685
$434,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $347,920 | $347,920 | $347,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
| Monthly Tax Payment | $198 | $198 | $198 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,315 | $2,373 | $3,007 |
| Total Monthly Payment | $2,588 | $2,646 | $3,280 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388