196 N CHURCHILL Drive, Saint Augustine, FL, 32086 | $349,500

Welcome to this charming waterfront home in the sought-after Hidden Lakes Community of St. Augustine. This single-level, 1, 361-square-foot residence offers two bedrooms and two bathrooms, perfectly positioned to capture serene lake views and provide comfortable Florida living.

As you approach the home, you'll notice the welcoming covered front porch, complete with a cooling ceiling fan, and an oversized driveway leading to the two-car garage. The interior greets you with soaring ceilings that enhance the spacious feel of the open floor plan. Large windows and glass doors frame picturesque views of the lake, where one of two decorative fountains adds a touch of elegance to the natural setting.

The home features a bright, updated kitchen equipped with modern appliances that will convey with the sale. A versatile flex room provides options for a home office, dining area, or potential third bedroom with minimal modifications. The thoughtful design includes pocket doors leading to walk-in closets and a dedicated laundry room, maximizing living space efficiency. Outdoor living is a highlight with multiple areas to enjoy the waterfront setting. A covered back porch provides the perfect vantage point for observing local wildlife, while an additional open-air patio offers space for al fresco dining and the potential for an outdoor kitchen. Recent updates include a new roof (2023) and HVAC system (2021), ensuring peace of mind for the new owners. The Hidden Lakes Community features family-friendly amenities including sidewalks and street lighting, creating a safe environment for evening strolls. The location offers exceptional convenience, situated just 10 minutes from historic downtown St. Augustine's renowned attractions, restaurants, and cultural events. Beach enthusiasts will appreciate the 15-minute drive to St. Augustine Beach, while commuters benefit from quick 8-minute access to I-95. The neighborhood provides walking-distance access to Flagler College's Health Science Campus, Planet Fitness, entertainment options, and various dining establishments. This well-maintained home combines the charm of waterfront living with the practicality of modern updates in one of St. Augustine's most desirable communities. Its thoughtful layout, recent improvements, and prime location make it an ideal choice for those seeking a maintenance-friendly home without sacrificing space or style.

Features

  • Bedrooms: 2
  • Baths: 2 full
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,361
  • Acreage: 0.12
  • Est. Taxes: $1,120
  • HOA Fee: $512 Annually
  • Water Front: Yes
  • Appliances: Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
  • MLS#: 2064212
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/2064212/196nchurchilldrive_saintaugustine_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of WEICHERT REALTORS THE COFFEY GROUP

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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196 N CHURCHILL Drive, Saint Augustine, FL, 32086

$349,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,600 $279,600 $279,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.171% 6.276%
Monthly Tax Payment $93 $93 $93
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,837 $1,858 $2,358
Total Monthly Payment $2,005 $2,026 $2,526

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.