Welcome to your new home in the highly sought-after Del Webb's Spruce Creek Country Club, a premier 55+ community where luxury and convenience meet. This stunning, updated 2-bedroom, 2-bathroom residence is move-in ready and designed for the ultimate in comfort and style. The heart of the home is the spacious, remodeled kitchen, featuring sleek white cabinets, a chic subway-tiled backsplash, gleaming stone countertops, and new stainless steel appliances. Whether you're whipping up a quick breakfast in the cozy breakfast nook or hosting dinner parties, this kitchen will inspire your inner chef. The master suite offers a serene retreat with an en suite bath, complete with a dual sink vanity—because why settle for one when you can have two? A bonus room with elegant French doors provides flexibility for your lifestyle—home office, den, a haven for your houseplants, or craft room—the choice is yours. Enjoy the Florida weather year-round on the screened-in back porch, added in 2024, or relax in the beautifully manicured yard with an irrigation system to keep it lush. The two-car garage and separate laundry room offer convenience and ample storage. As part of the Del Webb community, you'll enjoy access to top-tier amenities, including a state-of-the-art fitness center, two heated outdoor pools, an indoor pool, and four 9-hole golf courses. And with a full calendar of activities and events, you'll never run out of things to do. There’s also a dog park, because furry friends deserve to have fun too! Additional perks include a new roof (2021), a new gas HVAC (2023), and no CDD fees. Bring your RV because the community offers on-site RV parking. With 24-hour security and a gated entrance, you’ll have peace of mind in this friendly and vibrant community. Ready to live the good life? Come see this gem today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $309 | $309 | $309 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,832 | $1,855 | $2,350 |
Total Monthly Payment | $2,216 | $2,239 | $2,734 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.