One or more photo(s) has been virtually staged. MAJESTIC home on a hill! Located on one of the highest lots in downtown Oldsmar. This well maintained 2-story home offers the following upgrades: NEW GLASS ELEVATOR for access to 2nd floor; NEW HURRICANE WINDOWS, WHOLE HOUSE INSTANT HOT WATER, WATER SOFTENER AND FILTER SYSTEM, New lawn (2017/2018), ROOF 2017 (inspected 9/2024), NEW LANAI ROOF 2024, NEW TILE FLOORING downstairs, NEW HARDWOOD FLOORING upstairs and staircase, NEW GUEST BATH upstairs, MINI SPLITS in primary bedroom and garage, NEW EPOXY FLOOR in garage, NEW PRIMARY BATHROOM, NEW PRIMARY WALK IN CLOSET (converted from 5th bedroom), VINYL FENCING, SMARTHOME switches and recessed lighting, PRIMARY BEDROOM has sink and refrigerator nook. This home sits on a 1/2 ACRE LOT that is a short walk to hiking/biking trails, playgrounds, tennis, basketball, pickleball courts, fishing pier, museum, school, and Adventure Zip Line Tours. HOME HAD NO HURRICANE/WATER DAMAGE! Oldsmar is located centrally in north Pinellas County and is a short drive to WORLD CLASS GULF BEACHES, TAMPA INTERNATIONAL AIRPORT, SPORTING VENUES, THEATER, SHOPPING, RESTAURANTS AND MUCH, MUCH MORE!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$885,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $708,000 | $708,000 | $708,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.286% | 6.874% | 6.972% |
Monthly Tax Payment | $544 | $544 | $544 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,710 | $4,592 | $6,265 |
Total Monthly Payment | $5,346 | $5,228 | $6,901 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.