USDA FINANCING AVAILABLE FOR ELIGIBLE BUYERS, WITH NO MONEY DOWN. CALL TODAY FOR MORE DETAILS. Sitting on over half an acre, this newly renovated home is spacious and move-in ready!
Passing through the double entry doors, you’re greeted by beautiful wood paneled walls, wood beamed Cathedral ceilings, built-in bookcases, and a stone fireplace that’s the centerpiece of it all. This grand living room is the heart of the home, connecting seamlessly to the dining room and kitchen. The kitchen has been fully renovated, featuring brand-new stainless-steel appliances, sleek quartz countertops, new cabinets, and a large kitchen island providing additional space for storage, prep, eating, and sitting. Each bedroom has been updated with new carpet and ceiling fans, and the primary hosts an ensuite bathroom with double vanity and a large walk-in closet. The interior has also been refreshed with new luxury vinyl plank flooring, new windows, newer A/C (2021 per permit), two new electric water heaters, new light fixtures, fresh paint throughout, and also boasts plenty of storage closets in the hallways.
Outside, this home has been updated with a new roof (2024), fresh paint, and new landscaping. The exterior also hosts a driveway, 2-car garage, rear open patio, and a detached shed perfect for a workshop or storage. The backyard is spacious and is completely fenced-in with a wood fence! (Chimney cap to be installed and wall around the A/C unit to be built).
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,960 | $319,960 | $319,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $641 | $641 | $641 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,183 | $2,765 |
Total Monthly Payment | $2,845 | $2,899 | $3,481 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.