PRIVACY AND SECURITY ARE PRICELESS. Enjoy the peace of mind that comes with living in a gated community WITHIN a gated community. Welcome to Emerald Pointe, a 28 home private island community set on the tranquil banks of the 2, 400 acre Johns Lake. Beautiful sunrises and peaceful sunsets. A landscaped neighborhood park with towering oak trees across the street further enhances your privacy – no rear neighbors and no front neighbors! Amazing views of Mother Nature with no other homes in sight across the lake except far off on the horizon. This luxury home shows like a model. The moment you enter this lavish home, you’re greeted by a stunning 22 foot ceiling with a 120 inch five tier crystal chandelier in the foyer and a second gorgeous crystal light fixture in the adjacent dining room. Oversized kitchen with double islands, 3 convection ovens, separate refrigerator and freezer columns, 44 bottle dual zone wine cooler, glass vent hood and oversized walk-in pantry. A beautiful combination of high gloss porcelain floors and luxury vinyl wood planking. A high end glass and stainless steel railing system enhances this contemporary masterpiece. Virtually every window and door in the house has a view of the lake. Oversized owners suite with its own outdoor balcony, his and her walk in closets, large walk in shower with rain head and a garden tub. A breakfast nook surrounded by windows to take in the lake views at every meal. Large bonus room with wet bar that includes a 64 can/20 bottle dual zone beverage and wine cooler. Downstairs guest suite with a full bath and its own covered lanai. The east facing rear yard avoids the brutal summer afternoon sun. 102 feet of frontage on John’s Lake. Whole house water filtration system and a reverse osmosis filter under the kitchen sink. Oversized three car garage. Huge backyard with plenty of space for your “just perfect” custom pool. Hickory Hammock is a gated community offering a resort style pool with a multi function clubhouse, volleyball courts, tennis courts, workout facility, community dock, playground, dog park and nature trail. A chance to live in your own Lakefront Oasis
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,387,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,909,600 | $1,909,600 | $1,909,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.286% | 6.874% | 6.972% |
Monthly Tax Payment | $466 | $466 | $466 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $12,705 | $12,386 | $16,898 |
Total Monthly Payment | $13,296 | $12,977 | $17,489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.