Come experience ocean front living for an unbelievable price!! St. Augustine Ocean & Racquet (SAOR) is a long standing condominium complex with all the extra amenities you could want for an affordable price. Whether you are looking for a full-time home, seasonal home or even a income producing property. . . look no further!! Unit 3118 is a ground floor unit in an ocean front building, with NO FLOOD INSURANCE REQUIRED! Recently remodeled with new LVP flooring in the bedrooms, new counters with open concept in the kitchen, fresh paint throughout and a brand new $10k Microban Antimicrobial Shower in the master bathroom. This new shower system is registered with the EPA and guards against mold, mildew and bacteria. The unit was also just re-piped and the owners just bought a brand new front load washer/dryer as well. Turnkey and fully furnished, minus a couple little things, there is no thinking required. Just come and relax!!! SAOR is a ocean front community that offers 2 pools (1 heated), tennis courts, pickle ball, bocci ball, a couple catch/release ponds, clubhouse and 2 beach accesses. There is also management on-site and guarded security gate.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$434,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $347,920 | $347,920 | $347,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $383 | $383 | $383 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,344 | $2,373 | $3,007 |
Total Monthly Payment | $2,802 | $2,831 | $3,465 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.