Discover the timeless allure of this meticulously renovated 1930s bungalow nestled on more than 15 acres of picturesque land along a serene road near the quaint Village of Millerton, NY. The home boasts restored original wide plank pine floors that gleam throughout the kitchen, living room, dining room, bedrooms, and entry, adding a touch of historical charm. Experience warmth and comfort in the vaulted living room, featuring wood walls and a cozy stacked stone propane fireplace. The kitchen is modern yet fitting to the era, with new cabinetry, a quartz countertop, new sink, and appliances including a gas stove/range, refrigerator, and dishwasher. Natural light pours in through a skylight, enhancing the bright, airy feel. Adjacent to the kitchen, the dining space includes a unique built-in wood counter height table, perfect for casual meals or entertaining. Two bedrooms with hardwood floors and closets offer comfortable retreats; the primary bedroom provides direct access to the bathroom, which has been recently updated with new flooring, new sink, a light-up mirror, and a shower insert, ensuring both style and functionality. Outside, a charming brook runs alongside the property, enhancing its tranquility. A built-in natural stone stairway leads to a level yard where you'll find a Gazebo, ideal for relaxation or outdoor dining. Further down, a gardening shed awaits your green thumb. The estate includes forested areas and sloping hills, offering privacy and potential for future development or enjoyment of nature. Located just minutes from Millerton's vibrant downtown, you can enjoy local shops, restaurants, Rail Trail and the beloved Movie House. Only a 10-minute drive to the Wassaic train station offers a 2-hour ride to Grand Central Station in New York City, blending rural charm with urban accessibility.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,847 | $2,920 | $3,699 |
Total Monthly Payment | $2,939 | $3,012 | $3,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.