This newly renovated South Daytona charmer is one you have to see. Located in the wonderful palm grove community with NO HOA! Brand new roof installed Dec. 2024. Updated electrical system including breakers and panels. This charming 3/2 boasts almost 2000 sq. ft of living space. The living area is open and inviting. It flows seamlessly into the newly renovated kitchen boasting sleek countertops, plenty of cabinet space and new stainless appliances. The primary bedroom is a serene retreat from the rest of the home featuring a beautiful walk in shower and a large walk in closet. 2 other bedrooms offer ample space for the kids or a guest room plus an office space. Step into the Florida room to relax at the end of the day or watch the kids play in the beautiful screened in, inground pool! The fully fenced back yard offers great privacy. 2 car garage tops everything off with plenty of room for parking or space for your toys. This one won't last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $539 | $539 | $539 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,183 | $2,766 |
Total Monthly Payment | $2,742 | $2,796 | $3,379 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.