This charming home built in 2013 offers a wealth of appealing features and exceptional amenities, providing both comfort and convenience. The primary suite, located on the first floor, is a luxurious retreat complete with a soaking tub, walk-in shower, dual vanity, his-and-her closets, and a private toilet closet. The expansive kitchen is the heart of the home, boasting a large island and an open-concept layout perfect for entertaining and family gatherings.
Additionally, an office space on the main floor can easily be converted into a fourth bedroom or an overnight suite with a sofa bed. For year-round enjoyment, there is an enclosed porch, along with a screened porch area designed for entertaining and dining. The home has been meticulously updated, with refinished hardwood floors and elegant wainscoting adding to its charm. A guest bath on the first floor includes extra storage for convenience. Upstairs, the second floor features two spacious bedrooms, a full bath, and a walk-in attic offering even more storage space. The 2-car detached garage provides additional storage with an offset woodworking area and attic space. The garage also features an epoxy-coated floor, separate electric box, and a utility sink, making it both practical and functional. The exterior of the home is just as impressive, with a durable metal roof and tabbied walkways. Enjoy unobstructed views of a small park/common area, with Eastover Park located nearby. The park's gazebos are perfect for Christmas celebrations and weddings, providing a beautiful and serene setting. Located within the Habersham community, residents enjoy access to a wide range of amenities, including the Market District with six restaurants and boutique shopping. For outdoor enthusiasts, there are tennis and pickleball courts, a dog park, a garden park, a pool, and the River Retreat. This home offers the perfect blend of luxury, comfort, and community, making it a true southern gem. As we say in the South, "Ya'll are going to love it!"
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.286% | 6.874% | 6.972% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,722 | $5,578 | $7,610 |
Total Monthly Payment | $5,847 | $5,703 | $7,735 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.