Charming cottage in the heart of Crescent Beach. The location is unbeatable. Within a short walk there is public beach access, a public boat ramp, eateries, and Genung’s Fish Camp. Within a short drive, there is Matanzas Inlet and the dining and attractions of Downtown St. Augustine. The large backyard with a lovely adjoining covered patio is a perfect space for a garden and family entertainment. The home was originally built in 1924 and the old beach house charm was preserved through the renovations. Recent updates include new roof (2023), new electric panel (2022), covered patio (2022), Kitchen remodel (2022), sewer tie-in (2018) and more. Downstairs is kitchen/living/dining and a full bathroom. Upstairs is three bedrooms and one full bathroom. The third bedroom upstairs is non-conforming and does not have a closet. It would be a great bunk bed room for kids! This home has a wonderful feel and would make a great family beach house.
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Our Executive Mortgage Banker:
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$524,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $182 | $182 | $182 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,829 | $2,865 | $3,629 |
Total Monthly Payment | $3,103 | $3,139 | $3,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.