BOAT SLIP oversized 16x45 with 16000 lb lift first and fore most. Welcome to this luxury waterfront complex. Residences at Windward Passage located on beautiful Island Estates will put you in a self contained island environment. Complete with new Publix grocery store, restaurants, banking, gas station, hair salon and more you will have all you need at your disposal. Located only minutes from fabulous Clearwater Beach and all its activity, your family will have it all. By boat you will have quick access to the Gulf of Mexico through nearby Clearwater Pass. This upscale fabulous unit has 3 full bedrooms along with 3 eon suite bathrooms plus an additional half bath for guest. The unit has been upgraded completely including AC, Water heater, Laundry room, and beautiful laminate flooring in each bedroom and the living room. The living room and primary bedroom boast both winter and summer electric blinds. The kitchen is appointed with brand new cabinetry including pull out sliding drawer systems and quartz counter tops. The stainless steel Kitchen Aid appliance package is of the finest quality including refrigerator cooktop burners, convection oven/microwave, built in induction range oven and hood, garbage compactor and dishwasher to finish it off. The living space is oversized with kitchen, dining and living room combo for that complete open feel. The laundry room is spacious complete with upscale washer, dryer and storage. Speaking of storage you will find plenty of oversized closet space complete with built in shelving. The primary bedroom is spacious with an unsurpassed oversized bathroom not found in most condos. The primary suite has 4 closets including two full walk in closets and a heated jacuzzi tub. Stepping out to your oversized balcony through hurricane rated 155 mph rated sliding doors. You will be amazed at the size of this balcony and the views of Mandalay channel looking west. Summer sunsets are breath taking. You will also look right at your luxury boat nestled in its slip right below you. The docks are brand new state of the art decking along with shore power and water hook up. Unlike all the condo buildings on the beach you will get not 1 but 2 under building parking spaces. This unit is one of the only units with power hook up for your electric vehicle or a golf cart. The garage area has volume ceiling height and is gated at entry and exit for security. This building is 07 construction meeting all hurricane and building codes and reflects this with some of the lowest maintenance fees in the area. The grounds offer full lush landscaping and the pool has been converted to salt water and is heated. There are grills at each end of the building for your convenience. The building has also added a newer water softener so that all the units enjoy this upgrade. Each unit has an assigned storage locker in a locked room at the end of outside walk way. The owners retreat is equipped with dual TVs, billiards, oversized bar area, and serving kitchen for your private functions. There are men and women restrooms if you are pool side. Nothing in this unit is original and no expense was spared in this renovation. You will be hard pressed to find all this building has to offer anywhere in the beach area. Hurry this wont last, come live the lifestyle we locals call. . . "Salt Life". This building is 1 of the only buildings that suffered no hurricane damage to the units or building. The first floor of living space is 16 feet above sea level
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,160,000 | $1,160,000 | $1,160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.750% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.239% | 6.849% | 7.037% |
Monthly Tax Payment | $975 | $975 | $975 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,815 | $7,524 | $10,346 |
Total Monthly Payment | $8,915 | $8,624 | $11,446 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.