This 2 bedroom 2 bath single level townhome in beautiful Brodan Square is perfect for those looking for care-free living in a wonderful community. Say goodbye to yard work! Perfect for full-time or seasonal homeowners, just waiting for your personal touch. Located in the heart of St. Cloud, this townhome boasts a lovely open floorplan with vaulted ceilings in the living/dining area and French doors leading to enclosed porch/Florida room under heat and air. The front porch and rear patio are the perfect place to have your morning coffee and enjoy the beautifully landscaped grounds. The kitchen has plenty of cabinets and storage space plus room for a small dinette and a convenient pass through to formal dining area. The large living room has plenty of space to relax or entertain guests, and the Florida room area could be used as a den or office and has a huge additional closet. It is wired for a ceiling fan or light. Both bedrooms are good sized and have plenty of closet space. Stack washer/dryer unit in hallway. Each unit in the community has two assigned, covered parking spaces and small storage space, low monthly HOA and no CDD. NO LEASING ALLOWED, owner occupants only, no age restrictions. The entire community had roofs done in 2022. Convenient to downtown restaurants, shops and the beautiful St. Cloud Lakefront Park is just blocks away. Golf carts are allowed in this area of St. Cloud too, a great way to explore and enjoy all this town has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $194 | $194 | $194 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,331 | $1,364 | $1,729 |
Total Monthly Payment | $1,600 | $1,633 | $1,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.