Experience luxury at its finest with this highly sought after Palazzo model! Take advantage of the "SPECTACULAR WATER VIEW" from the extended screened lanai that will take your breath away! This elegant home is being offered "FURNISHED" (primary bedroom furniture, guest bedroom furniture and small outdoor table/chairs do not convey). The brick paver walkway, extra-wide driveway, barrel tile roof and lush landscaping add a touch of elegance to the exterior. Located at Valencia Lakes, Tampa Bay's Premier 55 plus "RESORT STYLE" community. This immaculate 3 bedroom, plus a large den, 3 bathrooms, and 2. 5 car garage Palazzo floorplan is loaded with extra custom features. As you enter this lovely home through the screened covered entry and double 8ft. impact glass entry doors, notice the 11 ft. coffered ceiling with crown molding and engineered hardwood flooring in the foyer. The spacious great room is open to the kitchen, casual dining and the formal dining room, giving this home an open and airy feel. The great room also features a coffered ceiling, beautiful built-in wet bar with sink and wine rack, and surround sound system. The triple 8 ft. sliders lead directly from the great room out to the large covered screened lanai area with a gorgeous water view. The gourmet "eat in" kitchen features upgraded granite countertops w/ undermount porcelain sink, 42" soft-close raised panel maple cabinets, under/over cabinet lighting, designer backsplash, cabinet pantry with roll out shelves, large cabinet pantry, and upgraded appliances. For special occasions dine in the formal dining room located next to the kitchen for convenience. The primary suite features a coffered ceiling, surround sound system, 2 large walk-in custom built-in closets and a sitting bay window with a private water view. The primary bath retreat has separate dual vanities, granite countertops with tons of counter space, maple cabinets, walk-in shower with built in seat and tile to the ceiling. The oversized den includes a high quality custom built-in desk/wall unit and hardwood flooring. The two guest bedrooms are away from the primary suite, providing guests w/ maximum privacy. One of the guest rooms has a custom built-in Murphy Bed. Bath# 2 includes a tub/shower with glass enclosure, granite countertops and maple cabinets. Bath #3 includes a walk-in shower. The separate laundry room has cabinets for additional storage, a laundry sink w/ cabinet and a washer/dryer. This home includes many EXTRA FEATURES such as: 2023 Lennox HVAC w/ new germicidal UVC air purifier, water heater replaced 2022, designer lighting and ceiling fans, custom plantation shutters, extended screened lanai, W/H water softener and filtration system, built-in closets, accordion hurricane shutters, gutters, whole house surge protector, insulated garage door w/ belt drive opener, Carrier split HVAC in garage, overhead garage storage racks and cabinets, garage utility sink, 8 foot impact glass entry doors and more. This home is "TURNKEY" and ready to go. Come see for yourself. All this in Valencia Lakes, one of the most active 55 plus retirement communities within the Greater Tampa Bay area. Come see for yourself and experience the resort style lifestyle today with a 40, 000 clubhouse, 24 hr. fitness, pools, bistro, tennis clubs, pickleball, bocce ball, clubs, live shows, arts and crafts, cooking classes, walking paths and so much more. Start living your best life today in this premium home in Valencia Lakes!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $414 | $414 | $414 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,099 | $3,138 | $3,976 |
Total Monthly Payment | $3,605 | $3,644 | $4,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.