A BRAND-NEW ROOF, 3, 000 SQUARE FEET, AND NEARLY 1/3 ACRE are key highlights of this big, beautiful home in Belmont! You also get 5 bedrooms plus an upstairs bonus loft, 3 full baths, and a spacious kitchen with everything you want -- granite counters, tile backsplashes, stainless-steel appliances, undermount sink, a center island for serving or seating, several banks of raised-panel wood cabinets staggered with crown molding, even a separate coffee nook! The master bed/bath suite is upstairs along with 3 other bedrooms and a twin-sink
bath, while the final bedroom and bath are downstairs for flexible use as guest quarters, a den, or perhaps a home office. A screened lanai in back faces southeast, so you avoid direct rays of the late-afternoon sun, and a 3-car garage completes the design. Original owners who moved in 2021 rented this home the last 3 years, so they understand new owners will want to bring their own style updates -- but that newly installed roof offers great peace of mind to start! Belmont is a booming neighborhood with a waterfront pool and recreation complex, tennis and basketball courts, running trails and more near new schools, shops, restaurants, regional hospital, and easy routes to Tampa, Gulf beaches or beyond. You want to live here!
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Our Executive Mortgage Banker:
Our Insurance Division:
$460,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $893 | $893 | $893 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,448 | $2,510 | $3,180 |
Total Monthly Payment | $3,416 | $3,478 | $4,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.