Welcome to 4415 Great Lakes Dr N, located in the HIGHLY desirable 55+ Lakes community! You’ll enjoy peaceful and worry-free living in this 2 Bedroom / 2 Bathroom block constructed, single-family home with impact windows and doors. NO FLOOD INSURANCE REQUIRED. The Living Room/Dining Room combination is great for entertaining. You’ll enjoy the natural light filtering through the Florida Room windows that provide views of the open backyard area. Easy maintenance laminate and tile flooring is found throughout the primary living areas complimented by carpeted Bedrooms and vinyl in the Kitchen and Bathrooms. The updated Kitchen offers oak cabinets, Formica countertops, single-handle faucet with pull-down sprayer, Whirlpool and GE appliances, wall pantry and LumaDome overhead lighting. A passthrough window to the oversized Florida Room serves as a breakfast bar with a Corian countertop. The spacious Master Bedroom offers 2 closets (wall and walk-in), a changing area with large mirror, full shelf and drawers plus an en-suite Bathroom with combination tub/shower. The Guest Bedroom features a Murphy bed and wall closet. The hallway Bathroom offers a comfort height commode and vanity with a granite top and a shower. Additional storage is available in the Foyer and Hallway closets. The 13x23 garage houses a Samsung front loading Washer & Dryer and features a pull-down attic ladder, a Square D electric panel, garage door reinforced with horizontal braces and is complimented with a Chamberlain ½ HP door opener. Other UPDATES include: shingle roof (2020); Pella impact windows (2019); exterior impact rated steel doors (2024); 3-Ton Rheem Heat Pump HVAC (2020) with digital thermostat; GE stove (2025); and ½ HP Insinkerator disposal (2025). Low monthly HOA fees of $190 include cable, internet, lawncare and community amenities. The clubhouse area provides a game room, library, community heated pool and shuffleboard courts. Just minutes from Freedom Lake Park with paved walking paths around 2 lakes, sailboat racing, an outdoor workout area, playground, picnic pavilions, a dog park, and Korean / Vietnam War Memorials. Easy access to nearby grocery stores, pharmacies, restaurants, banking, an 18-hole public golf course, Parkside Mall, I-275, the St. Pete/Clearwater and Tampa International airports, downtown St. Petersburg and our spectacular Gulf beaches. 2 Pets any size are welcome. Don't miss this one-of-a-kind opportunity to live the Florida Lifestyle - schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $40 | $40 | $40 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,637 | $2,074 |
Total Monthly Payment | $1,712 | $1,752 | $2,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.