This RARE Dunedin split level home is ideally located on the sought after brick streets of the Historic Downtown District. Built in 1950, it offers an attractive curb appeal with majestic trees and tropical plants throughout. Home sits on a 147' deep lot with rear alley access, AND it's in a NON flood zone. The home features original hardwood floors, 2 panel doors, thick window & door molding, vintage bathroom, plus interior French doors that give it nostalgic charm only found in older homes. From the brick street, the property welcomes you with a wood deck porch. The floor plan includes: large formal living room, casual dining area, roomy kitchen, bonus room or den, master bedroom with separate study/TV room, hall bath, guest bedroom, downstairs family room that can double as a 3rd bedroom, 2nd full bath, plus a laundry room. . . Just outside the rear bonus room sits a huge 15x34 2-tiered screened porch, PERFECT for your morning coffee and evening glass of wine. The shaded back yard is scattered with tropical plants and is adjacent to a private parking pad just off the alley (for possible boat or RV storage). There's also a driveway in the front of the home. The abundant indoor and outdoor living spaces make this home GREAT for entertaining! The property also offers the following updates: tankless water heater, gas range, electric fireplace, double paned windows, window shades, brushed nickel doorknobs, ceiling fans, light fixtures, luxury vinyl flooring, shingle roof (2017), PLUS fresh interior paint. . . Walk downtown and experience the unique shops, top rated restaurants and countless activities the city offers. Ride your bike on the Trail, stroll along St Joseph's Sound or watch a waterfront sunset from the Marina, there's plenty to do in Dunedin. Other amenities include: beaches, parks, casual & fine dining, roof top bars, micro-breweries, cafes, bike riding, boating, fishing, downtown festivals, concerts, art shows, spring training baseball, championship golf, sunsets, and events at the Community & Fine Art Centers. This home is a MUST SEE for buyers seeking a charming home in an ideal location with a vibrant & active lifestyle.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,920 | $499,920 | $499,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $86 | $86 | $86 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,368 | $3,410 | $4,321 |
Total Monthly Payment | $3,546 | $3,588 | $4,499 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.