900 W Shore Road, Mill Neck, NY Step into pure opulence at this one-of-a-kind waterfront estate in the prestigious enclave of Mill Neck, where timeless elegance meets modern luxury. Set on 3 meticulously landscaped acres, this property offers breathtaking panoramic views of Oyster Bay Harbor, Cove Neck, Centre Island, and the Long Island Sound. The estate’s exterior is a masterpiece of design, featuring a marble stone façade, marble patios and balconies, and a roof crafted with Ludowici terra cotta tiles. Inside, discover an array of bespoke finishes, including Brazilian cherry floors, custom Murano lighting, and cutting-edge Control4 smart home technology. The chef’s kitchen is a culinary dream, boasting a large center island, premium appliances, and a spacious butler’s pantry. The formal dining room and living areas provide the perfect spaces to entertain while enjoying spectacular water views. The primary suite is a private sanctuary, complete with a luxurious bath, custom walk-in closets, and French doors that open to a private balcony overlooking the water. Three additional ensuite bedrooms ensure comfort for family or guests. The lower level is on grade and features a walk-out, offering additional living and entertaining space. Highlights include a temperature-enclosed custom wine cellar, the highest level of mechanical systems, and a convenient dog washing station/spa. Outside, pristine specimen plantings and a perennial garden bursting with seasonal blooms enhance the estate’s natural beauty. Located just 45 minutes from Manhattan, this Long Island Gold Coast estate offers unparalleled luxury, privacy, and tranquility.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$6,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $5,000,000 | $5,000,000 | $5,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.697% | 6.597% | 6.158% |
Monthly Tax Payment | $2,992 | $2,992 | $2,992 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $29,179 | $31,603 | $42,193 |
Total Monthly Payment | $32,296 | $34,720 | $45,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.