Welcome to this beautifully updated home, perfectly located in the heart of Port Charlotte. This property is ideal for investors, snowbirds, or anyone seeking a full-time Florida retreat. Not in a flood zone.
Step inside to discover an updated kitchen featuring quartz countertops, stainless steel appliances, stylish white cabinetry, and a stunning backsplash. The spacious master suite boasts a large closet and an en-suite bath with a walk-in tiled shower. The second bedroom is impressively large, complete with a walk-in closet, built-in storage, and a cozy feel. The second bathroom has been tastefully updated with a new vanity, quartz countertop, and a tub/shower combo.
Relax in the enclosed Florida room, adorned with charming shiplap walls, or enjoy the large, fenced backyard—perfect for pets, gardening, or entertaining. A 12x16 shed, built in 2020 and equipped with electricity, adds extra utility to this property.
Practical upgrades include new luxury vinyl flooring throughout, a new roof in 2023, a 2019 A/C system, and three impact windows installed in 2020. The carport features an attached shed for laundry and storage. Additionally, there is an expanded driveway for additional parking.
Conveniently located within biking distance to hospitals, shopping, and restaurants, this home is just an 8-minute drive to downtown Punta Gorda and 15 minutes to Punta Gorda Airport. Easy access to U. S. 41 and I-75 makes commuting a breeze.
This home is a fantastic opportunity—schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $195,920 | $195,920 | $195,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $103 | $103 | $103 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,303 | $1,337 | $1,693 |
Total Monthly Payment | $1,480 | $1,514 | $1,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.