Newer, Arthur Rutenberg 3/2/2 with office, heated pool home on a sailboat access canal to Charlotte Harbor. Crafted for those who crave the nautical lifestyle, this home is designed for waterfront living at its finest. Full concrete seawall with built in party deck along with a 45 foot concrete dock gives plenty of room to entertain outside. The sale includes all furnishings, TVs, decor, and artwork(except office painting), ensuring you can move in & set sail into this haven with ease. The split, 3-bedroom floor plan and an office seamlessly intertwine with the kitchen-great room area, providing panoramic views of intersecting canals where boat traffic can be seen daily. Elevating the coastal charm are high ceilings, crown moldings, impact windows/doors, granite and real wood cabinetry, and much more. Step outside to discover a captivating pool, spa, and kitchen, all embraced by a new picture window pool cage that frames the 700-square-foot party deck integrated into the seawall. A 13, 000 covered lift beckons to house your vessel, extensive amount of brick pavers including the large wrap around the driveway, completing the coastal allure. With no HOA constraints, feel free to park your RV or boat onsite, embodying the true essence of hassle free waterfront living. Higher elevation than necessary provides a $1700 Flood policy and newer construction allows for a $3400 homeowners policy. Upgraded insulation provides low electric bills, maintenance free landscaping with no lawn care adds to the ease of ownership.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $956,000 | $956,000 | $956,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.286% | 6.874% | 6.972% |
Monthly Tax Payment | $646 | $646 | $646 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,360 | $6,201 | $8,460 |
Total Monthly Payment | $7,131 | $6,972 | $9,231 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.