Welcome to a perfect layout in Timber Oaks! This spacious corner lot home, blends comfort and functionality with an abundance of natural light. A versatile bonus room off the living room adds additional value, perfect for a home office, project space, or even extra sleeping accommodations when needed. The primary bedroom offers a private retreat with a full bath, including a convenient shower stall. The second bath features both a full shower and a tub, catering to various preferences. The bright kitchen nook is a charming spot for casual meals, while the formal dining area provides an ideal space for entertaining guests. This home combines practicality with the warmth of sunshine to create an inviting and versatile living space. Enjoy BBQ's on the patio and lazy evenings in the screen room. Public water to the home, well water for the lawn sprinkler system. Alarm system and camera system. Washer/Dryer/Refrigerator/Stove/Dishwasher and Microwave stay. NEW ROOF in process. Most furnishing may stay if purchaser would like. Clubhouse/Amenities, Center Fitness Center, Outdoor Pool, Card Room, Arts & Crafts Studio, Auditorium, Billiards, Walking & Biking Trails, Tennis Courts, Shuffleboard Courts, Lakes - Scenic Lakes & Ponds, Outdoor Patio, Multi-Purpose/Meeting Rooms, Business Center, Spa, Gazebo and more. Minutes from the Gulf, shopping and restaurants on the water.
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Our Executive Mortgage Banker:
Our Insurance Division:
$266,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,800 | $212,800 | $212,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $36 | $36 | $36 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,434 | $1,452 | $1,839 |
Total Monthly Payment | $1,545 | $1,563 | $1,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.