Sought after community of Heritage Hills a 55 plus community in beautiful Clermont! This popular Hamilton II model has 3 bedrooms with 3 full bathrooms plus an office. Fabulous open floor plan concept to include the kitchen, dining room and family room overlooking the screened lanai. The kitchen has all new upgraded appliances, New garbage disposal, upgraded hardware and additional cabinets and granite countertops added to the breakfast nook! There is a walk in pantry, pull out shelving, double oven, built in garbage and recycle bins, granite countertops and upgraded pendant lights. The HVAC system was replaced in 2023! Exterior freshly painted in 2024! Upgraded ceiling fans and light fixtures. Nice split bedroom plan which is great for guests and privacy. One of the bedrooms is an ensuite with it's own bathroom. The 2 car garage features a hanging storage rack and the laundry room washer and dryer stay! Tile throughout the home with carpet in the bedrooms. The primary suite has 2 walk in closets with closet systems. The primary bath features a tiled walk in shower, linen closet and dual sink granite vanity. Drapes and rods in the family room and dining room stay! New carriage lights with photo cell for dusk to dawn automatically turn on and off. Smart thermostat! Nice landscaping and whole house gutters! Heritage Hills amenities include a heated pool and spa, pickle ball, tennis, basketball, bocce ball, shuffleboard, clubhouse with planned activities, lots of clubs to join, fitness center, art and crafts room, billiard room, card room and ballroom for holding events. Exterior is painted every 5-6 years and yard maintenance is included in the HOA fee! There is a 5 mile walking trail around the community. Call today for your private showing!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $437 | $437 | $437 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,448 | $2,510 | $3,180 |
Total Monthly Payment | $2,960 | $3,022 | $3,692 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.