LOCATION, LOCATION, LOCATION!! Turnkey furnished in the desirable Polynesian Village Community, located just a mile from Manasota Beach and boat ramp AND there is extra storage available in the community for your boat, RV or shed/storage at 130/yr! Convenient location of this fun community where you can walk, drive or bike to the beach. Polynesian Village is a golf cart friendly community as well! The amenities include a community pool, sundeck, 3 shuffleboard courts and a beautiful newly remodeled gathering room/clubhouse that hosts many entertainment events planned by the social committee for fun activities and camaraderie, escrow reserve fund, professional manager, fiber-optic internet and basic cable tv included in the fee! Updates include newer vinyl siding, new freshly painted interior, vinyl replacement windows, luxury vinyl flooring with 3/4" plywood subflooring throughout, vapor barrier, custom built hutch with decorative lighting, updated AC, new carport and new roof on lanai with insulated roof, new gutters and trim, updated bath vanity, new toilets and faucets. Enjoy your morning coffee in the sun filled front lanai and gather with friends and family in this amenity rich community! Property is located in an X Flood Zone and may not require flood insurance. Well maintained home and priced to sell!
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Our Executive Mortgage Banker:
Our Insurance Division:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.146% | 6.160% |
Monthly Tax Payment | $140 | $140 | $140 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $960 | $984 | $1,239 |
Total Monthly Payment | $1,175 | $1,199 | $1,454 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.