Beautiful 2 bedroom, 2 bath home nestled on a corner lot! This well maintained, 55+ gated community of the Colonnades is located in South Lakeland!
The galley kitchen has newer Frigidaire gallary, gray/ebony, stainless appliances, 1 small closet pantry, and 1 very large closet pantry set up with ample shelving. This large closet space was once set up as the laundry area and creatively converted to a pantry (hookups are still there if needed. Laundry area is currently in the garage, freeing up the space indoors. The home has 1 large livingroom and Florida room with office space. The master has an en-suite bath, private water closet with a walk-in shower, double sink vanities, a large walk-in closet, and smaller second closet that can be used for linens.
With the split floor plan the second bedroom is at the front of the house with a large built in closet and access to a guest bath from one side and the front entrance from the other.
The home has many unique feathers and updates, including a new roof in June 2022!
While you were in the Colonnades feel free to take a stroll through the common area behind the pool where you’ll find the shuffleboard courts, or take a little stroll down to the dock or the gazebo! There is a large clubhouse, where plenty of activities go on like hard playing, billiards room, community activities during the holidays and much more!! This is carefree living at its finest! Come relax and enjoy the family!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $116 | $116 | $116 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,563 | $1,583 | $2,005 |
Total Monthly Payment | $1,754 | $1,774 | $2,196 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.