Presented byJennifer Gurnell |
Welcome to 35 Sherwood Terrace, a charming shoreline Cape nestled in the heart of downtown Old Saybrook, CT! This delightful home perfectly combines convenience and comfort, with sidewalks leading you to the town green, Main Street, library, restaurants, schools, and the renowned "The Kate" theater. Plus, enjoy easy access to Harvey's or Town Beach for those sunny days! As you step inside, you'll be greeted by an inviting open floor plan that features a quaint office or first-floor bedroom with convenient access to a full bath-ideal for guests or those seeking single-level living. Upstairs, discover two spacious bedrooms that share a full bathroom, providing ample space for family or visitors. The kitchen w/breakfast bar flows seamlessly into the LR. Enjoy the sunroom, a serene sanctuary perfect for birdwatching and soaking in the natural surroundings. The beautifully landscaped, level yard boasts low-maintenance gardens and stunning stonework, complemented by a convenient ramp for easy access from both the front and back of the house. With fairly new mechanics, including Air Conditioning, you can enjoy comfort year-round. Hardwood floors grace both levels, adding warmth and character throughout. Cozy up by the working wood fireplace in the living room, creating the perfect ambiance for relaxation. The partially finished lower level provides additional space for entertaining or pursuing hobbies. This is a rare opportunity to own a lovely home in a prime location! Don't wait! Welcome to Your Dream Home! Step inside and be captivated by the stunning interior of this lovely home! Pictures will be available by Saturday, Jan 18, so get ready to fall in love! Location, location, location! This is your rare chance to own a charming property right in the heart of Old Saybrook, Connecticut. Imagine leisurely walks or bike rides along the beautiful Shoreline, soaking in the picturesque views and vibrant community. Don't let this opportunity slip away desirable location
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$545,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 860.227.1212
Jennifer.Gurnell@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.444.2666
Leasley.Negron@raveis.com
NMLS Mortgage Loan Originator ID 2475920
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $433 | $433 | $433 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,974 | $3,768 |
Total Monthly Payment | $3,426 | $3,499 | $4,293 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.