This charming 2021 home boasts 3 bedrooms, PLUS a separate office, PLUS a 2nd family area/bonus room located in the highly sought after community, Tributary. Offering a spacious backyard that backs to the PRESERVE for added privacy, this home has everything you are looking for! The welcoming open floor design features a chef's dream kitchen fully equipped with quartz countertops, stainless steel appliances (Gas Stove), extended island w/ breakfast bar and an abundance of 42'' white cabinets w/ crown molding. The oversized dining area is ideal for family and friend gatherings as well as the open & airy family room. The master suite has a large walk-in closet and a luxurious master bathroom with a walk-in shower, garden tub and his/her vanities. The 2nd family room is the perfect spot for a playroom, man-cave, workout space or gaming area - endless possibilites! Other upgrades include tile flooring throughout all main living areas/wet areas, an extended garage for additional storage, beautiful paver driveway, full irrigation system, laundry room w/ utility sink and a screen rear patio with paver flooring overlooking the preserve. Tributary is known for its resort style amenities which include a gorgeous community pool, fitness center, sports courts, dog park and walking trails. Close to great restaurants, 'A' rated schools, I95, shopping and of course, Fernandina Beach! Schedule your showing today before this beauty is sold tomorrow!
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Our Executive Mortgage Banker:
Our Insurance Division:
$443,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $355,120 | $355,120 | $355,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.146% | 6.160% |
Monthly Tax Payment | $534 | $534 | $534 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,303 | $2,360 | $2,973 |
Total Monthly Payment | $2,912 | $2,969 | $3,582 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.